{"id":18294,"date":"2025-11-19T10:00:21","date_gmt":"2025-11-19T10:00:21","guid":{"rendered":"https:\/\/palatina-service.com\/?page_id=18294"},"modified":"2026-06-29T08:47:53","modified_gmt":"2026-06-29T08:47:53","slug":"vehicle-fleet-insurance","status":"publish","type":"page","link":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/","title":{"rendered":"Vehicle Fleet Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18294\" class=\"elementor elementor-18294 elementor-16587\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f7599a1 e-con-full e-flex e-con e-parent\" data-id=\"3f7599a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5faeb339 e-con-full e-flex e-con e-child\" data-id=\"5faeb339\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b682c24 elementor-widget elementor-widget-image\" data-id=\"1b682c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png\" class=\"attachment-full size-full wp-image-18210\" alt=\"Two Palatina employees in suits are talking on a staircase with a metal railing.\" srcset=\"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png 1920w, https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung-300x169.png 300w, https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung-1024x576.png 1024w, https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung-768x432.png 768w, https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c6b5f5d e-con-full e-flex e-con e-parent\" data-id=\"6c6b5f5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2f3d559 e-con-full e-flex e-con e-child\" data-id=\"2f3d559\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ce4e974 elementor-widget elementor-widget-heading\" data-id=\"4ce4e974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Auto and Fleet Insurance for Businesses<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee70e52 e-con-full e-flex e-con e-parent\" data-id=\"ee70e52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-35f2664 e-con-full e-flex e-con e-child\" data-id=\"35f2664\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61a9717 elementor-widget elementor-widget-heading\" data-id=\"61a9717\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Points at a Glance:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f143e1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5f143e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>One policy for your entire fleet\u2014from cars to vans<\/li><li>Coverage for liability, partial, and comprehensive auto insurance claims<\/li><li>Flexible contracts that can be tailored to the size and structure of the fleet<\/li><li>Centralized Claims Processing with Dedicated Contacts<\/li><li>Cost Optimization Through Combined Rates<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23c3caae e-con-full e-flex e-con e-parent\" data-id=\"23c3caae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4a92f83e e-con-full e-flex e-con e-child\" data-id=\"4a92f83e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31770539 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"31770539\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Fleet Insurance Makes Sense for Businesses<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20befa7f e-con-full e-flex e-con e-child\" data-id=\"20befa7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d5d4f43 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6d5d4f43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A commercial vehicle fleet entails significant costs and risks. Whether it\u2019s field service vehicles, delivery trucks, or service vans, any accident can be costly. A fleet insurance policy from Palatina combines coverage for all vehicles into a single policy.  <\/p><p>This significantly reduces administrative overhead, and you benefit from customized terms tailored to your fleet\u2019s usage and risk of damage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbfe809 e-con-full e-flex e-con e-parent\" data-id=\"cbfe809\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-343cfc4 e-con-full e-flex e-con e-child\" data-id=\"343cfc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcd09a0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fcd09a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does fleet insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f2e7c8 e-con-full e-flex e-con e-child\" data-id=\"8f2e7c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6df2a23 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6df2a23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFleet insurance offers the same coverage as traditional auto insurance, but with additional benefits for businesses. It combines several types of coverage: \n<p>\n<p>\n<ul>\n \t<li><strong>Liability Insurance<\/strong>: Covers bodily injury, property damage, and financial loss to third parties<\/li>\n \t<li><strong>Partial Coverage<\/strong>: Protection against theft, fire, glass breakage, damage caused by wildlife, or natural disasters<\/li>\n \t<li><strong>Comprehensive Coverage<\/strong>: Covers damage caused by the policyholder as well as vandalism<\/li>\n \t<li><strong>Additional Services<\/strong>: Roadside Assistance, International Coverage, Rental Car Service<\/li>\n<\/ul>\n<p>\n<p>\nAll vehicles are managed centrally, which makes it possible to track damage statistics, control costs, and implement optimizations at any time.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f77cc3 e-con-full e-flex e-con e-parent\" data-id=\"2f77cc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1fd1993 e-con-full e-flex e-con e-child\" data-id=\"1fd1993\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a42c5f elementor-widget elementor-widget-heading\" data-id=\"3a42c5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Customized solutions for fleets of various sizes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cdbcc5 e-con-full e-flex e-con e-child\" data-id=\"2cdbcc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3baf69 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a3baf69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCompanies have different mobility needs. That&#8217;s why our Palatina offers flexible models for small, medium, and large fleets. \n<p>\n<p>\n<ul>\n \t<li><strong>Small fleet<\/strong>: three or more vehicles\u2014ideal for small businesses or service providers<\/li>\n \t<li><strong>Medium-sized fleet<\/strong>: 10\u201350 vehicles \u2013 for companies operating regionally<\/li>\n \t<li><strong>Large Fleet<\/strong>: 50 or more vehicles \u2013 with customized premium calculations and a framework agreement<\/li>\n<\/ul>\n<p>\n<p>\nThis ensures that your insurance coverage remains cost-effective and scalable.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26250bf e-con-full e-flex e-con e-parent\" data-id=\"26250bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7894592 e-con-full e-flex e-con e-child\" data-id=\"7894592\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30c866d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"30c866d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Advantages of Centralized Claims Processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d7f5b8 e-con-full e-flex e-con e-child\" data-id=\"8d7f5b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9148f85 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"9148f85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A clear advantage of fleet insurance is its standardized claims processing. Our Palatina team provides dedicated contacts who coordinate all claims. This eliminates the need to file individual claims with different insurers. Companies benefit from shorter processing times, transparent processes, and predictable costs.     <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e115cad e-con-full e-flex e-con e-parent\" data-id=\"e115cad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-87176f3 e-con-full e-flex e-con e-child\" data-id=\"87176f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6293dc0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6293dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the loss ratio affect the premium?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc96b07 e-con-full e-flex e-con e-child\" data-id=\"dc96b07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-620d0db elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"620d0db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The premium calculation is based on the loss ratio for the entire fleet. The fewer accidents or repairs there are, the lower the premium will be. <\/p><p>Our Palatina offers special no-claims discount programs: Drivers who remain accident-free for several years receive discounts or premium refunds. This means that driving defensively pays off financially as well. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec456ff e-con-full e-flex e-con e-parent\" data-id=\"ec456ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-51685d9 e-con-full e-flex e-con e-child\" data-id=\"51685d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0598897 elementor-widget elementor-widget-heading\" data-id=\"0598897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Additional Protection and Extensions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f461794 e-con-full e-flex e-con e-child\" data-id=\"f461794\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bf079f elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0bf079f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIn addition to standard auto insurance coverage, additional risks can be covered:\n<p>\n<p>\n<ul>\n \t<li><strong>GAP Coverage<\/strong>: Compensation for Total Loss or Theft of Leased Vehicles<\/li>\n \t<li><strong>Passenger Accident Insurance<\/strong>: Protection for Drivers and Passengers<\/li>\n \t<li><strong>Extended Environmental Damage Insurance<\/strong>: In the Event of a Spill of Operating Fluids<\/li>\n \t<li><strong>Extended Overseas Coverage<\/strong>: For Cross-Border Operations<\/li>\n<\/ul>\n<p>\n<p>\nThese extensions are combined on a case-by-case basis to meet the company&#8217;s actual needs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b47f514 e-con-full e-flex e-con e-parent\" data-id=\"b47f514\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d026c49 e-con-full e-flex e-con e-child\" data-id=\"d026c49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc4c5db elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"bc4c5db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Digitalization and Fleet Management<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-291d388 e-con-full e-flex e-con e-child\" data-id=\"291d388\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30d8834 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"30d8834\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Many companies are digitizing their vehicle management. Our Palatina supports this transition by providing interfaces for fleet management software and electronic damage reports. <\/p>\n<p>This allows vehicle information, contract data, and claims to be analyzed in real time. This ensures transparency and efficient processes in day-to-day operations. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59ea0dc e-con-full e-flex e-con e-parent\" data-id=\"59ea0dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9773eb8 e-con-full e-flex e-con e-child\" data-id=\"9773eb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42705d1 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"42705d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consulting and Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55666d0 e-con-full e-flex e-con e-child\" data-id=\"55666d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-769cfac elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"769cfac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our experts will analyze your fleet, compare existing contracts, and identify potential savings. You will then receive a customized quote with a transparent cost structure. <\/p><p>Schedule an appointment now using our contact form or by calling our consulting team.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70db7c26 e-con-full e-flex e-con e-child\" data-id=\"70db7c26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1c618467 e-con-full e-flex e-con e-child\" data-id=\"1c618467\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-337eded elementor-widget elementor-widget-heading\" data-id=\"337eded\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ on Technical Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca46f8c e-con-full e-flex e-con e-child\" data-id=\"ca46f8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56efd28 elementor-widget elementor-widget-n-accordion\" data-id=\"56efd28\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9110\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is fleet insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9110\" class=\"elementor-element elementor-element-98fce80 e-con-full e-flex e-con e-child\" data-id=\"98fce80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9110\" class=\"elementor-element elementor-element-0364a59 e-flex e-con-boxed e-con e-child\" data-id=\"0364a59\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-200c777 elementor-widget elementor-widget-text-editor\" data-id=\"200c777\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Fleet insurance combines coverage for multiple company vehicles into a single policy. This simplifies administration and claims processing. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> At what point is a company considered a fleet? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9111\" class=\"elementor-element elementor-element-5c6f643 e-con-full e-flex e-con e-child\" data-id=\"5c6f643\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9111\" class=\"elementor-element elementor-element-f4f664b e-flex e-con-boxed e-con e-child\" data-id=\"f4f664b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf117c elementor-widget elementor-widget-text-editor\" data-id=\"4cf117c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A small fleet can be insured even if it consists of as few as three registered vehicles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which vehicles can be locked in? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9112\" class=\"elementor-element elementor-element-0e57ef6 e-con-full e-flex e-con e-child\" data-id=\"0e57ef6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9112\" class=\"elementor-element elementor-element-40395a0 e-flex e-con-boxed e-con e-child\" data-id=\"40395a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee41e94 elementor-widget elementor-widget-text-editor\" data-id=\"ee41e94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Passenger cars, delivery vans, cargo vans, trucks, specialty vehicles, and trailers\u2014depending on the rate plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How is the premium calculated? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9113\" class=\"elementor-element elementor-element-36dec4e e-con-full e-flex e-con e-child\" data-id=\"36dec4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9113\" class=\"elementor-element elementor-element-a0f57e6 e-flex e-con-boxed e-con e-child\" data-id=\"a0f57e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f88ab0d elementor-widget elementor-widget-text-editor\" data-id=\"f88ab0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The premium depends on the number of vehicles, usage, claims ratio, and safety plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I combine existing individual contracts? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9114\" class=\"elementor-element elementor-element-abe5da9 e-con-full e-flex e-con e-child\" data-id=\"abe5da9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9114\" class=\"elementor-element elementor-element-7b7d718 e-flex e-con-boxed e-con e-child\" data-id=\"7b7d718\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64e64f6 elementor-widget elementor-widget-text-editor\" data-id=\"64e64f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Our Palatina reviews existing policies and incorporates them into a fleet contract. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9115\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9115\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the advantages of fleet insurance over individual policies? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9115\" class=\"elementor-element elementor-element-78d6de4 e-con-full e-flex e-con e-child\" data-id=\"78d6de4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9115\" class=\"elementor-element elementor-element-2e5b717 e-flex e-con-boxed e-con e-child\" data-id=\"2e5b717\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7311e64 elementor-widget elementor-widget-text-editor\" data-id=\"7311e64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Fleet insurance reduces administrative burdens and lowers overall costs. It allows for standardized terms and conditions and centralized claims processing for all vehicles. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9116\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9116\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the insurance coverage also apply to trips abroad? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9116\" class=\"elementor-element elementor-element-652ef5f e-con-full e-flex e-con e-child\" data-id=\"652ef5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9116\" class=\"elementor-element elementor-element-c094a56 e-flex e-con-boxed e-con e-child\" data-id=\"c094a56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6897099 elementor-widget elementor-widget-text-editor\" data-id=\"6897099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, our Palatina fleet insurance also covers trips within Europe or worldwide, upon request. The scope of coverage can be customized. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9117\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9117\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens when vehicles are replaced within the fleet? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-arrow-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9117\" class=\"elementor-element elementor-element-2ee0964 e-con-full e-flex e-con e-child\" data-id=\"2ee0964\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9117\" class=\"elementor-element elementor-element-b024313 e-flex e-con-boxed e-con e-child\" data-id=\"b024313\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3a4849 elementor-widget elementor-widget-text-editor\" data-id=\"d3a4849\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>New vehicles can be easily added to the existing policy. Our Palatina policy ensures that your insurance coverage continues without interruption. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-beea5d3 e-con-full e-flex e-con e-parent\" data-id=\"beea5d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4254956 e-con-full e-flex e-con e-child\" data-id=\"4254956\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8d394a2 e-con-full e-flex e-con e-child\" data-id=\"8d394a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-80f1d18 e-con-full e-flex e-con e-child\" data-id=\"80f1d18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d3c1e elementor-widget__width-inherit elementor-widget elementor-widget-witr_section_team\" data-id=\"e4d3c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"witr_section_team.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"team-part all_color_team witr_team_s11ar \">\n\t\t\t\t<div class=\"witr_team_section witr_team_s11a\">\n\t\t\t\t\t<!-- image -->\n\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/palatina-service.com\/wp-content\/uploads\/2025\/09\/Borris_Yauschew-1.jpg\" alt=\"\">\t\t\n\t\t\t\t\t\t\t\t\t\t<div class=\"team_overlay_icon all_team_icon_o_color\">\n\t\t\t\t\t\t<!-- icon -->\n\t\t\t\t\t\t<a href=\"\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<!-- subtitle -->\n\t\t\t\t\t\t\t\t\t\t<div class=\"witr_team_s11\">\n\t\t\t\t\t\t<span>Managing Director <br>\nTel. 06233 51190-36 <br\/>Fax 06233 51190-69   <br>\nborris.yauschew@palatina-service.com <\/span>\t\n\t\t\t\t\t<\/div>\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div> <!-- team sec -->\n\t\t\t\t<div class=\"witr_team_content witr_team_s11t all_content_bg_color text-center\">\n\t\t\t\t\t<!-- title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h5>Borris Yauschew\n <\/h5>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t<\/div> <!-- team conten -->\n\t\t\t<\/div>\t\t\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8d98f3 e-con-full e-flex e-con e-child\" data-id=\"a8d98f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7ccb3a e-con-full e-flex e-con e-child\" data-id=\"e7ccb3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-322bc39 e-con-full e-flex e-con e-child\" data-id=\"322bc39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9b9c0c7 e-con-full e-flex e-con e-child\" data-id=\"9b9c0c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dada02b elementor-widget__width-inherit elementor-widget elementor-widget-witr_section_team\" data-id=\"dada02b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"witr_section_team.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"team-part all_color_team witr_team_s11ar \">\n\t\t\t\t<div class=\"witr_team_section witr_team_s11a\">\n\t\t\t\t\t<!-- image -->\n\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/palatina-team-schwalm.jpg\" alt=\"\">\t\t\n\t\t\t\t\t\t\t\t\t\t<div class=\"team_overlay_icon all_team_icon_o_color\">\n\t\t\t\t\t\t<!-- icon -->\n\t\t\t\t\t\t<a href=\"\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<!-- subtitle -->\n\t\t\t\t\t\t\t\t\t\t<div class=\"witr_team_s11\">\n\t\t\t\t\t\t<span>Insurance Agent (IHK)<br><br>\n<b>Position: Senior <\/b>Advisor, Account Manager for Corporations and Corporate Groups<br><br>\nPhone 06233 51190-37  <br>\nmatthias.schwalm@palatina-service.com <\/span>\t\n\t\t\t\t\t<\/div>\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div> <!-- team sec -->\n\t\t\t\t<div class=\"witr_team_content witr_team_s11t all_content_bg_color text-center\">\n\t\t\t\t\t<!-- title -->\n\t\t\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t<h5><a href=\"mailto:matthias.schwalm@palatina-service.com\">Matthias Schwalm<\/a><\/h5>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t<\/div> <!-- team conten -->\n\t\t\t<\/div>\t\t\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73a5922 e-con-full e-flex e-con e-child\" data-id=\"73a5922\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c366718 elementor-widget elementor-widget-text-editor\" data-id=\"c366718\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Personalized advice. Individualized support. <\/h2><p>If you <b>\u2019re looking for <\/b>a reliable partner for all <b>your commercial auto fleet insurance <\/b>needs, <b>Matthias Schwalm<\/b> is here to provide expert guidance. Together, we\u2019ll analyze your specific needs and develop tailored solutions\u2014transparent, easy to understand, and on equal footing. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce0b7eb e-flex e-con-boxed e-con e-parent\" data-id=\"ce0b7eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e1850e e-con-full e-flex e-con e-child\" data-id=\"7e1850e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e56531 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4e56531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Talk to us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf087bd elementor-widget elementor-widget-text-editor\" data-id=\"bf087bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"color: #ffffff;\">At Palatina, we\u2019re committed to providing personalized service\u2014and that starts with your very first contact. Whether you have a specific inquiry or would simply like to learn more with no obligation, we\u2019ll take the time to address your needs and work with you to find the best way to move forward. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e896263 attorna-star-rating--align-center attorna-star-rating--align-center elementor-widget elementor-widget-witr_section_button\" data-id=\"e896263\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"witr_section_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- area -->\n\t\t\t<div class=\"witr_button_area\">\n\n\t\t\t\t\t\t\t\t<!--  post meta -->\n\n\n\t\t\t\t\t\t\t\t\t<!-- btn default style -->\n\t\t\t\t\t<div class=\"witr_btn_style mr\">\n\t\t\t\t\t\t<div class=\"witr_btn_sinner\">\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:info@palatina-service.com\" class=\"witr_btn\">Get in touch\t\t\t\t\t\t\t\t\t\t\t<!-- icon -->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"pluse_btn_icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"fa fa-envelope-o\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\n\n\n\n\t\t\t<\/div>\n<!-- end area -->\n  \n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Auto and Fleet Insurance for Businesses Key Points at a Glance: One policy for your entire fleet\u2014from cars to vans Coverage for liability, partial, and comprehensive auto insurance claims Flexible contracts that can be tailored to the size and structure of the fleet Centralized Claims Processing with Dedicated Contacts Cost Optimization Through Combined Rates Why [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":15344,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18294","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina<\/title>\n<meta name=\"description\" content=\"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina\" \/>\n<meta property=\"og:description\" content=\"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Future Investments\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-29T08:47:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/\",\"url\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/\",\"name\":\"Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/palatina-service.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/KFZ-Flottenversicherung.png\",\"datePublished\":\"2025-11-19T10:00:21+00:00\",\"dateModified\":\"2026-06-29T08:47:53+00:00\",\"description\":\"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/palatina-service.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/KFZ-Flottenversicherung.png\",\"contentUrl\":\"https:\\\/\\\/palatina-service.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/KFZ-Flottenversicherung.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/services\\\/vehicle-fleet-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/leistungen\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Vehicle Fleet Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/\",\"name\":\"Future Investments\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/palatina-service.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina","description":"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina","og_description":"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.","og_url":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/","og_site_name":"Future Investments","article_modified_time":"2026-06-29T08:47:53+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/","url":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/","name":"Fleet Insurance for Businesses \u2013 Protect Your Vehicles | Palatina","isPartOf":{"@id":"https:\/\/palatina-service.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/#primaryimage"},"image":{"@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png","datePublished":"2025-11-19T10:00:21+00:00","dateModified":"2026-06-29T08:47:53+00:00","description":"Optimal protection for your fleet\u2014with Palatina\u2019s fleet insurance for businesses with multiple vehicles.","breadcrumb":{"@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/#primaryimage","url":"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png","contentUrl":"https:\/\/palatina-service.com\/wp-content\/uploads\/2026\/02\/KFZ-Flottenversicherung.png"},{"@type":"BreadcrumbList","@id":"https:\/\/palatina-service.com\/en\/services\/vehicle-fleet-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/palatina-service.com\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/palatina-service.com\/en\/leistungen\/"},{"@type":"ListItem","position":3,"name":"Vehicle Fleet Insurance"}]},{"@type":"WebSite","@id":"https:\/\/palatina-service.com\/en\/#website","url":"https:\/\/palatina-service.com\/en\/","name":"Future Investments","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/palatina-service.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/pages\/18294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/comments?post=18294"}],"version-history":[{"count":4,"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/pages\/18294\/revisions"}],"predecessor-version":[{"id":18629,"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/pages\/18294\/revisions\/18629"}],"up":[{"embeddable":true,"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/pages\/15344"}],"wp:attachment":[{"href":"https:\/\/palatina-service.com\/en\/wp-json\/wp\/v2\/media?parent=18294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}