Benefits That Protect Businesses
Our Palatina supports companies in all matters related to insurance and risk management.
Our focus is on understanding structures, processes, and responsibilities—because only by knowing your counterpart can you properly assess risks and provide appropriate coverage.
We combine in-depth expertise with a clear focus on practicality and cost-effectiveness.
This results in insurance solutions that ease the burden on businesses in their day-to-day operations and provide reliable protection in the event of an emergency.
Additional Services
Palatina also offers a wide range of other insurance solutions—from industry-specific plans to customized special coverage.
Professional Liability Insurance
Protects companies and corporations from the financial consequences of professional errors, consulting mistakes, or planning deficiencies. It covers legitimate third-party claims for damages and consistently defends against unjustified claims—ensuring that business processes and client projects can continue reliably and without unexpected risks, even in complex environments.
Legal Protection/Criminal Defense Insurance
Protects companies and executives in legal disputes—ranging from labor and contract law disputes to criminal charges in a corporate context. It covers the costs of attorneys, expert opinions, and legal proceedings, and ensures that businesses remain capable of operating even in complex legal situations and that risks are professionally mitigated.
Transportation Insurance
Protects companies from financial losses that may occur during the transport of goods—due to damage, theft, or unforeseen events. It reliably safeguards supply chains and ensures that operations remain stable and risks are minimized even in the event of disruptions.
Credit Insurance
Protects companies from customer defaults and reliably secures receivables—both domestically and internationally. It strengthens liquidity, reduces financial risks in sales and exports, and enables stable planning, even in volatile markets.
Accident Insurance
Provides companies with comprehensive protection in the event of accidents involving their employees—whether at work, while commuting, or during leisure time. It reduces the financial burden caused by disability or time off work and helps ensure reliable protection for employees and their families.
Pension Trust Liability Insurance (PTL)
Protects companies, trustees, and those responsible for pension plans from liability claims related to the administration of corporate pension plans. It covers errors in organization, administration, or decision-making processes and ensures that obligations to employees remain legally protected, even in complex pension systems.
Employer-Sponsored Retirement Plans
It helps companies offer their employees an attractive and secure retirement plan. It strengthens long-term employee retention, reduces social risks, and provides tax benefits. As a result, employer-sponsored retirement plans become an important component of modern human resources strategy.
Employee Programs
They help companies provide attractive additional benefits for their workforce—ranging from health and wellness programs to benefits designed to boost motivation and retention. They enhance a company’s appeal as an employer, improve the work environment, and help attract and retain employees over the long term.
Fidelity Insurance
Protects companies from financial losses resulting from intentional acts by their own employees or external service providers—such as fraud, embezzlement, or manipulation. It strengthens internal security structures and ensures that financial losses are effectively mitigated, even in sensitive areas of the business.
International Insurance Programs
They enable globally active companies to obtain uniform, legally compliant insurance coverage across national borders. They efficiently pool risks, harmonize policies, and ensure that local requirements are met just as central management and compliance guidelines are. This ensures that international business activities remain protected and can be monitored transparently worldwide.
Employment Practices Liability Insurance (EPL)
Protects companies and executives from claims arising from breaches of employment law obligations—such as discrimination, workplace bullying, misconduct, or wrongful termination. It covers defense costs and claims for damages, and ensures that personnel decisions remain legally sound even in sensitive situations.
Consulting with a Long-Term Perspective
Whether you’re a medium-sized company, an industrial group, or a technology provider—
—we view insurance as a collaborative process.
Together with you, we develop solutions that protect against risks, streamline processes, and stand the test of time.